(612) 703-3814 Rob@JustRealty.net

Just Realty Provides Real Estate Solutions For Our Neighborhood

At Just Realty we help our clients avoid foreclosure and pay off debt.

We resell and donate quality personal items to those in need. We resell interest in properties on the wholesale market. Go to our store, “Just Warehouse”, for donating, buying and reselling opportunities.

Hear what people are saying about everything under the Just: Realty, Solutions, Warehouse, Investments, Data, Debt Purchasing, Prospecting. 

Your neighborhood by school district: Properties for sale, school district information and community resources.

#WhatMattersHereMN Blog

Personal stories from Rob Just, experiences in the foreclosure industry and supporting data, to highlight what matter here in Minnesota. @RobJustRealty


Border(s) Battle(s)

The Walz administration has managed to achieve both the highest rate of jobless claims and the highest COVID-19 death rate of any Upper Midwestern state.

This is an excerpt from “Thinking Minnesota” on What Really Matters Here in MN: Good Leadership matters, we need good leadership in our congress and Governors mansion, it has never been more evident. WRMH is in our community, helping those who need it most. Entire article is here: https://www.scribd.com/document/468482478/False-Alarm#download&from_embed

“Minnesotans often feel a keen rivalry with Wisconsin, a state with similar population size, composition and density. On May 13, that state voided its shutdown order. There was no uptick in cases or deaths. In fact, throughout the epidemic, Wisconsin has had fewer cases and deaths, including fewer deaths among long-term care residents, while conducting the same number of tests. Wisconsin demonstrates the lack of necessity for extreme shutdowns, and the ability to trust citizens to make their own decisions on their risk and how to protect themselves.

But it isn’t just Wisconsin—Minnesota has performed poorly in comparison with all five Upper Midwestern states. The Walz administration has managed to achieve both the highest rate of jobless claims and the highest COVID-19 death rate of any Upper Midwestern state. Early on in the course of the epidemic and more so with each passing week, it became apparent that there is little risk of serious illness or death to the vast majority of Minnesotans from COVID-19. By contrast, there is a signfiicant risk to the inferm elderly and others with serious medical conditions. The protection of those living in congregate care settings should not be difficult…” https://www.scribd.com/document/468482478/False-Alarm#download&from_embed
 If you would like to subscribe to Thinking Minnesota–for free!–just send an email with your name and address to info@AmericanExperiment.org.

Systemic Love!

What is your Religion?

Is your Religion real? This is an excerpt from a column today by Jason Whitlock on outkick.com. Definitely worth the quick read: “Inside the Matrix created by Silicon Valley-controlled social-media apps, systemic racism rules the National Football League, same as it does the United States of America. In the real world created by our Declaration of Independence and U.S. Constitution, systemic evolution rules the NFL and the USA… In my (Jason Whitlock’s) columns, I repeatedly keep mentioning what defines my worldview — Christianity, my religious faith.  In the column I wrote about NASCAR driver Bubba Wallace, I argued that racism (an obsession with race) is America’s new religion. “


What Really Matters Here?

My (Rob Just’s) worldview is based on something real, something that is love; Jesus, God, The Holy Spirit. My Faith is in a God who emulates passion, patience, kindness, self control, love, hope. Most of our church’s may (Still!) be closed and abandoning the community they serve, but the Love of Jesus has not abandoned us. It’s all around us! We are in our community to help those who need it most.

More from Whitlock’s column today:

Football is my favorite sport. The game explains America. Difficult. Masculine. Violent. Cruel. Inclusive. Rewarding. Risky. Fair. Evolving.

Carl Peterson, the former longtime general manager of the Kansas City Chiefs, was fond of saying that the only constant in football was change. Football requires and rewards evolution. So does America.

Forty-two years ago, the NFL ignored Washington quarterback Warren Moon on draft day, banishing him to start what would become a Hall of Fame career in Canada.

At its inception, football operated on a core belief that black men lacked the intellectual heft and leadership qualities necessary to play quarterback. At its inception, our country defined black people as three-fifths of a human being.

The systemic evolution that is endemic to our culture explains Barack Obama’s rise to the presidency and the $503 million contract Patrick Mahomes signed Mondayto play quarterback for the Kansas City Chiefs……. https://outkick.com/patrick-mahomes-evolution-contrasts-colin-kaepernick-racism/



#WhatMattersHereMN  The work we do in our community is tough. We primarily work with people who are in a very bad spot; financial ruin, loss of a family member, divorce, job loss, medical issues… Many times hope is lost and the last thing they want to do is answer to a stranger at their door, or receive another phone call from someone trying to buy their home. They need the help, but we can’t blame them for not realizing our intentions. One of the ways we show our respect is to limit our door knocking. Today, we primarily inspect the property and leave behind a card.

My least favorite encounter prospecting turned out to be a client of ours! In the beginning stages she wouldn’t answer, left us voicemails to leave her alone, threatened us. We did respect her privacy, but also knew she needed help. After a couple months of just dropping a note at the door, we earned her respect, we became friends, talked for hours, I know her whole life story now. She even knew what “my knock” sounded like. 

Over the next couple of years we hope to leave an impression on our community so large, that the people who need our help will seek us out. These posts are just the beginning, with exciting expansions in the pipeline. I have a feeling more and more people are going to need our help this year. We will provide that help in a respectful manner. 

#WhatMattersHereMN  @RobJustRealty  JustRealty.net

Wondering how you can help? Shoot me an email: rob@JustRealty.net



Have faith, we help plant seeds of hope in our community on a weekly basis. Last night I learned my counsel helped a client save her home. She was very close to losing the home her deceased husband built, but she still had hope that something would work in her favor. I provided her every option, a contract for deed was one, with the warning it would have put at least another $20k of debt onto her balance. She kept mentioning her family and how they could help, but she lacked the faith to ask them for help. I continually advised that was her best option, she did finally ask, and she can keep her home for now. 

She could have leveraged her situation better and saved thousands of dollars, but she didn’t trust me fully, which I understand, I’m but a stranger, but it’s unfortunate. I have faith that through these posts, with my knowledge of this industry and sincere heart, that I can earn people’s trust more often in the coming years. 

Our first assignment is to provide our client real options to save their home. Our activity and counsel in our community help plant the seeds of hope for many. What is done with that hope, unfortunately, isn’t always within our grasp: “Faith is confidence in what we hope for and assurance about what we do not see”.*

My research for this post didn’t extend far beyond the most researched and best selling book ever, but if you are searching for what’s missing, maybe start with these?

Mt. Olivet is starting to do a great job with daily online encouragement and streaming: “During times of crisis, Christians find hope, solace, comfort, and courage in their faith.” https://mtolivet.org/together-at-mount-olivet/

I liked parts of this article: https://www.huffpost.com/entry/hope-vs-faith-or-faith-an_b_8907892 “Faith is confidence or trust in a person or thing or a belief not based on proof and Hope is an optimistic attitude of mind based on an expectation or desire. Faith says it is so now, and hope says in the future it could happen.”

And parts of this one: http://www.therebelchristian.com/blog/the-difference-between-faith-and-hope-a-christians-view892018, “You have to make sure you aren’t just hopeful… Make sure what you have is hope and faith combined.”

#WhatMattersHereMN  @RobJustRealty  JustRealty.net

Wondering how you can help? Shoot me an email: rob@JustRealty.net

*Hebrews 11:1 NIV

Debt & Foreclosure

#WRMH in MN 

We save people’s homes. Well, at least the equity in their homes. Most of our clients are in a financial crisis by the time they reach us. In 2018 there were 3,495 foreclosures in Minnesota.* In 2008, the peak of foreclosures here, there were around 26,000! I had one of those homes and was lucky enough to have only one.

I was blindsided by the housing crisis in 2006. One year I had a property with $400k of equity, according to the latest appraisal, the next year it was upside down and I was sleeping on a couch at a triplex in uptown. That was the same year I met my wife, turned out to be one of the best years of my life!

The average amount of debt per person keeps rising each year. Another crisis is here, again of our own doing. I am able to help many homeowners make the most out a financial crisis by leveraging the foreclosure process. Believe it or not, there is sometimes a positive to the foreclosure process. Many times we are able to pay off all of the debt attached to the homes title, giving our client a fresh start!

What Really Matters Here   @RobJustRealty   JustRealty.net

Wondering how you can help? Shoot me an email: rob@JustRealty.net


Previous Week

Depression in Young Adults


This past week Just Realty sold a property on the MLS that we initially secured from a younger man who was very lonely and depressed. He was so overwhelmed with debt, a stalled career and failed familial relationships, that he just hid in his home. The day after we met, I had to get him $1,000 so he could save his car from being repossessed, told me that his car was all he had left. After we agreed to take care of his 1st and 2nd loan, the weight was lifted a little bit. So much so, that he was able to make the decision to reconnect with his Father.

In Minnesota 1 in 10 young people experience a period of major depression. There are good services available for mental health in this state, maybe start here: https://mn.gov/dhs/mental-health/, then here: https://mtolivet.org/counseling/? Partners, providers, counseling centers are a great help, yet there seems to be something missing these days, doesn’t there?

My goal is to remind our community what really matters here in Minnesota. I am doing that by highlighting issues I experience every week within our neighborhoods; debt, hope, child maltreatment, love, teen depression & mental health in young adults, new beginnings… Maybe we can find that thing that seems to be missing more and more lately?

#WhatMattersHereMN  @JustRealty  JustRealty.net

Wondering how you can help? Shoot me an email: rob@JustRealty.net

Child Maltreatment


There are an average of 3,100 “screened in” reports of Child Maltreatment each month in MN. That is according to the DHS Child Maltreatment report from 2018*. I see and help families living in very poor conditions on a weekly basis, many of them with multiple children present.

Around 2004, I helped a family for about 16 months. At that time I did what I thought was best for them, eventually I ran out of money as the housing crash hit me early, in part because of how I tried to help this family. Their very young kids usually ran around without clothes, sometimes a diaper. The parents slept until noon, drank, swore, smoked, used drugs in front of the kids. I helped the Dad get his car running, paid for car insurance, gave them money, let them live rent free for over a year, gave them various jobs to make money, even moved them into a nicer single family home that I owned. Thinking that a good example and helping hand was enough, in the end it wasn’t. Last I heard the wife was sent to jail shortly after I went broke. I’m going to find those two boys, see if they need help.

My mistakes with this situation were many. I’d like to think I learned from them, now maybe we can all learn from them? I haven’t witnessed child maltreatment like that since, but it’s there, every week we see hints of it as we are in our community. In 2018 alone there were 86,060 reports of child maltreatment.

Today, we help families in poor living conditions with their debt and distressed property. This time around, we can help on a much larger scale.

#WhatMattersHereMN  @JustRealty   JustRealty.net

Wondering how you can help? Shoot me an email: rob@JustRealty.net


*https://zurl.co/IxyO . That is according to the DHS Child Maltreatment report from 2018*.

Depression in Teens


A DHS report from 2017 listed major depression episodes as the highest amongst ages 12-17 years. According to the report, 11.9% had at least one major depressive episode in the last year. My rough estimation puts that number around 45,000 teenagers, or 3,750 per month!

We see depression every week in our community, with homeowners overwhelmed in debt and with a distressed home they can’t maintain. There always seems to be one event that tips the scale for them and the debt keeps piling on after that. We always hope that the kids in these situations are protected somehow.

We try to put a bit of weight on the other side of that scale for them, while trying to pay off ALL of their debt that’s weighing it down. In a nutshell, that’s what we do; it’s not so much about a home, it’s about the debt. We try to pay off people’s debt by leveraging the situation they are in and the future equity in their home. It’s our way of showing that we actually do care and that we are not just pretending.

I’m not entirely sure what my mindset was in High School @StCroixLutheran in WSP. I think my mind and spirit were protected and I had numerous loving people support me – thank you! It helped that I excelled at sports, but often just pretended I cared about the other stuff. Think it was freshman year when I came home one day to see our apartment emptied out, with a letter from one of our ex-step-mom’s explaining why she left. Longer story for another time… Still, don’t think that I was depressed, but maybe I just didn’t know any better? My spirit was protected somehow, always has been, still is!

I have a client who’s wife passed over a year ago, we are in the beginning stages of our relationship. Seems like a nice enough Dad, doing what he can to care for his 2 teenagers living at home and another child who comes and goes. I asked our church @MtOlivet for connections and am working with a CAP agency and DHS from Carver County, and Love Inc., to ensure they stay in the school district, help with the housing transition and supply any interim needs they have. I hope the kids are doing ok. We can help them. We care about what matters here in Minnesota.

#WhatMattersHereMN   @RobJustRealty   JustRealty.net

Wondering how you can help? Shoot me an email: rob@JustRealty.net

** https://www.health.state.mn.us/communities/injury/pubs/documents/9.12.2017MentalHealthDataBrief.pdf ** “In 2018, Minnesota was home to 1,302,615 children under age 18”. A rough estimate could pin 30% of those being teenagers, 11.9% of that is 46,500. https://mn.gov/admin/demography/data-by-topic/children-families/


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